In the event where payment has already been made but there is a rejection by the insurance company for any reason that is not within our control, then the obligation to refund shall be borne by the insurance company and made directly to the payee. This Terms of Service (“Terms”) governs your access to and use of the application, website, products, and services (“Service”) provided by FUSE and its related corporations (“Fuse”,” we”, “us” or “our”). Please read these Terms carefully before using our Service.
References to “you” in these Terms of Service means you, your duly authorized representatives and any entity you may represent in connection with your use of the Service. Any reference made in this Terms of Service to “Fuse” shall be deemed to have been made to Fuse, its subsidiaries, successors, assignees, and affiliates, as well as any company that controlled by Fuse, directly or indirectly, and any other subsidiary of that controlling company.
Products displayed or services described on this website may not be available to all areas in Thailand and you may or may not be eligible for them. We reserve the right to determine eligibility. By accessing or using our Service, you agree to be bound by this Terms and by our Privacy Policy. The Privacy Policy includes important information about use of information in determining your premium. If you do not agree to these Terms or the Privacy Policy, please do not access or otherwise use our Services or any information contained herein.
We reserve the right, at our discretion, to modify these Terms from time to time, which modification will be effective upon the posting of the modification to our App/website (collectively, “the App”), and will apply to causes of action arising after the effective date of the change. You should continue to check the App for changes. Your continued use of our App or otherwise the Service following the posting of changes to these Terms will mean that you accept those changes. By accessing or using our Service, you confirm that: (a) you can form a binding contract with us; (b) you are over the age of 20 or under 21 years old but is or was in a legal marriage; (c) no parental consent is required, as the Service is not intended for individuals under the age of 21 and are not of a legal age to enter into a contract without parental consent. If it comes to our attention through reliable means that a registered user is an individual under 21 years of age and have never been in a legal marriage, we will cancel that user’s account and/or access to the Service. If you are using the Service on behalf of a corporation (or any legal entity other than for personal purposes), you represent that you are authorized to enter into an agreement on behalf of that legal entity, and are nevertheless individually bound by these Terms even if we have a separate agreement with such corporation.
In order to use the App, you must have access to a wireless network, and you agree to pay all fees associated with such access. You also agree to pay all fees (if any) charged by Google Play or App Store in connection with the Service, including the App. You agree to comply with, and your license to use the App is conditioned upon your compliance with, all applicable third-party terms of use and agreements (e.g., Google Play’s or App Store’s terms and policies) when using the Service, including the App. You acknowledge that Google Play and/or the App Store (and its subsidiaries) are third-party beneficiaries of the Terms and will have the right to enforce them.
The headings and captions used in these Terms of Service are inserted for convenience only and will not affect the meaning or interpretation of these Terms of Service. Do Not Rely on our Website or App for your Financial Decisions. The Content on the Fuse website, app and other content is for convenience and information purposes only. Nothing therein should be construed as rendering tax, legal, investment, or accounting advice. The posting of any prospectus or any other information is not a recommendation or opinion for you to buy or sell any product or participate in any transaction.
INFORMATION AND CONTENT
The information provided by Fuse is not and should not be construed as insurance advice. Fuse is not liable for any inaccurate, missing or misconstrued information and makes no guarantee as to the quality and precision of the content. Any insurance purchasing conclusions and decisions such as coverage amounts, limits and deductibles are completely and solely the responsibility of the insured. Fuse may at its sole discretion change the content and information from time to time. At the time of a claim, coverage will be determined in accordance with the terms and conditions of the insurance policy.
APPLICATION LICENSE
Subject to these Terms and our policies (including policies made available to you within the Services), we grant you a limited, non-transferable, non-exclusive, and revocable permission to access and use our Services, provided that:
- You will not copy, distribute or modify any part of the Service without our prior written authorization;
- You will not send unsolicited or unauthorized advertisements, spam, chain letters, etc.;
- You will not transmit any Content which contains software viruses, or other harmful computer code, files or programs;
- You will not disrupt servers or networks connected to the Service; and
- You will comply with these Terms.
